Terms of service
The basics of using this website and our loans.
Who we are
This website is run by ElShadai. The details of any loan — amount, interest, fees, repayments and the guarantor's role — are set out in the loan agreement you sign. If anything here differs from your loan agreement, the agreement applies.
Applying
Sending your details through this website is an enquiry, not a loan application or an offer of a loan. A loan officer will contact you; every loan is subject to our checks and approval.
Your information
We use the details you give us to contact you about your enquiry and, if you go ahead, to manage your loan, as described in our privacy notice.
Accuracy
We keep the information on this website up to date, but rates and products can change. The figures in your loan agreement are the ones that apply to you.
Law
These terms are governed by the laws of Kenya.
Read our privacy notice.