About ElShadai
We lend to people and small businesses in Kenya, through loan officers who know their communities — not through an app that decides for you.
How we work
You apply with one of our loan officers, who registers you, explains the loan and collects what's needed. Every request is then reviewed by an admin before any money moves.
Clear terms
Interest is a flat rate, shown before you apply. Any processing fee or late fee is set out in your loan agreement, which you sign before the money is sent.
Your information
Only the staff handling your loan can see your details and documents, and every access is recorded, in line with Kenya's Data Protection Act.
Registered as ElShadai. Contact us →